The 390 Review

Often, great things start with just one small step.  A vital step in our normal process of delivering an exceptional professional financial planning is our 390 Review. 

For just $390 you get 2 x one hour meetings with an experienced financial planner which allow you to:

 

  • get to know an expert financial planner and understand the financial planning process in a relaxed environment
  • talk about your financial goals and ambitions
  • discuss life goals such as family, travel, purchases or retirement
  • delve into your current financial position to assess what is working and what needs fixing
  • have a conceptual idea of what steps you need to take to propel you forwards and start making some of your financial goals and dreams a reality

 
Some of our clients don’t make it past our 390 Review service, simply because they were only after a quick financial check up or they feel that they can handle the situation on their own after we have pointed them in the right direction.  Often, they have sought advice elsewhere and just wanted a second opinion that took into consideration their whole situation and wasn't focused on financial products.   Some of our clients come back a long time after their 390 Review once they have acted on some of the issues identified in the review and were ready to tackle those financial and life goals with someone that they feel they have rapport and trust with.    

Most importantly, most of our 390 Review clients decide that they have found a group of professionals that they will entrust to help them manage their financial affairs, and will continue on to get an initial financial plan made up for them so they can start on the journey to reaching their financial and life goals immediately.

 

So how does it work?

Step 1: Make an appointment

When making an appointment with our financial planners, we send you some information about us and ask you to complete a set of forms that helps us get a thorough idea of where you are at financially. 

Step 2: First meeting

Our goal in the first meeting is to explain to you how we work and what to expect. We will also conduct a thorough review of your current financial circumstances, as well as help you to map out what your life and financial goals are.  We then talk about any pressing financial issues that you may have.  We finish off this meeting with a rough outline of the ideas and concepts that we feel would be important to you and an idea as to what issues we’ll be covering in our second meeting.
 

Step 3: Second meeting

In  the second meeting with your financial planner, we will deliver to you a conceptual overview of what relevant and important steps you need to take in order to reach your financial goals.  Your financial planner will have spent some time preparing a financial analysis to ensure accuracy of these concepts.  During this meeting, you will learn the basics of these concepts and how they are relevant to you. 

Step 4: Heading towards your goals

By the end of our 390 Review process you will have a clear understanding of the issues that are important to you both now and into the future, and a general understanding of how to tackle them.  It’s not a full financial plan, but it is a step in the right direction and will allow you to start making decisions that will be right for you.  Of course, having had the opportunity to work one-on-one with one of our expert financial planners, you may choose to develop an ongoing relationship with your adviser.  There is no obligation to do this, but if after completing the 390 Review you wish to go further and really start to hit your goals and create the life that you want, you financial planner will discuss the options available to you at that time.

What is the cost?

Regardless of how much money you have or the complexity of your situation, the cost of the 390 Review service is $390, inclusive of GST.  There are no hidden or extra fees for this service.  The reason why it is a flat fee is that we’re not commission based, and you only pay for the work that we do – and in this situation, we’re conducting a review of your current situation. 

 

To book in your $390 Review with one of our experienced financial advisers or to talk to one of our financial planners to find out more, call us today on 1300 886 018 or complete our booking form and one of our financial planners will contact you as soon as possible to arrange your appointment or discuss your situation with you.

 

Financial Spectrum is a Principal Member
of the Financial Planning Association
of Australia (FPA)