Why We're Different

 

We're Independently Owned

Being a private, independently owned financial planning group definitely has its advantages.  Financial Spectrum has been designed from the ground up to provide better service and advice to our clients.  Our team consists of financial advisers and  financial planners that specialise in holistic and professional financial planning.  Because we are independently owned we aren't restricted to a small suite of products that we can offer.

We're Not Commission Based

Being non-commission based provides us with the opportunity of being able to truly service our clients.  Rather than being influenced by the amount of commission we receive on a product we recommend, being paid a fixed fee ensures that we source the absolute best investments for you based on exactly what you need rather than what your adviser wants to earn.  Our financial advisers and  financial planners are interested in achieving your financial goals above all else.

Strategy - Not Just Products

Another advantage of a being a fee for service financial planning group is that that we get paid for our advice regardless of whether we recommend you a specific product.  This means that we have the freedom to provide our clients with the right strategy to help them achieve their financial goals.  As a result, many of our clients have received comprehensive advice focused on areas which are rarely covered by our competitors such as budgeting, debt reduction and industry super funds.  You financial planning is in good hands at Financial Spectrum.

Cutting Edge Research

To help our clients the best way we can, we research everything meticulously to ensure that it meets the high and exacting standards of our financial planners and  financial advisers.  Our financial planners are dedicated to finding new and exciting financial planning strategies for our clients.  We also provide training to other professionals in our industry.

Proven Track Record

It has always been our belief that happy clients are our best source of advertising.  This is why we have never seen the need for a large marketing budget.  We generate most of our clients by word of mouth.  We are the experts in holistic and professional financial planning.

We Do the Hard Yards

We deal with a very wide demographic, but one thing always remains the same - almost all of our clients either don't have the time, the inclination, or the expertise to put it all together on their own.  We have an experienced team of financial advisers and planners to ensure that the impact on your day-to-day life is minimal.  Our staff chase up the banks, brokers, forms and all the information that you need.  All this is included in the fee that we charge you which is detailed in writing at the very start of your engagement of our financial planning services.  How often have you thought, "I really should do that, but I don't have the time"?  Follow in the footsteps of many before you and get the specialist team from Financial Spectrum to help.

We're a Principal Member of the Financial Planning Association of Australia (FPA)

Financial Spectrum is a principal member of the Financial Planning Association of Australia (FPA).  This means that we're governed not only by the regulations under our ASIC provided Australian Financial Services Licence, but that we are also required to adhere to the FPA's stringent professional and ethical standards. 

If it's Good Enough to Recommend to You, it's Good Enough for Us to Use Ourselves

Finally, we practice what we preach.  The expert financial planners,  financial advisers and staff of Financial Spectrum follow the same investment plans and use many of the same investment products that we recommend to our clients.  All too often, financial planners take a "do as I say and not as I do" approach with their clients.  Not us.  If it's a good enough product for us to recommend, it's good enough for us to use ourselves. 

Your first free meeting with a Financial Spectrum financial adviser is complimentary with no obligation.  Book in today to see how a Financial Spectrum financial planner can help you.

For more information about Financial Planning, go to the Financial Spectrum home page.

 

Financial Spectrum is a Principal Member
of the Financial Planning Association
of Australia (FPA)